Publications

Published research in digital markets, competition policy, and fintech market intelligence.

These papers are publicly available on SSRN and linked to my ORCID record. They reflect the same analytical standards I bring to research writing, policy analysis, and market intelligence work for clients.

From SSNIP to SSNDQ: Adapting Competition Analysis Tools for Zero-Price Digital Markets in Developing Economies

Samuel, O. A. (2026). SSRN Preprint. DOI: 10.2139/ssrn.6447343

A competition policy paper proposing SSNDQ, SSNIC, and the Quality-Corrected Index for market definition in zero-price digital markets.

Read on SSRN

Who Owns Nigeria's Digital Wallet? A Market Intelligence Report on the Fintech Battleground

Samuel, O. A. (2026). SSRN Preprint. DOI: 10.2139/ssrn.6562799

A market intelligence report on Nigeria's digital payments landscape across major platforms, regulatory developments, and competitive positioning from 2024 to 2026.

Read on SSRN

Public research strengthens the private client work.

For writing clients

Visible standards

The publication record shows the analytical baseline behind the writing service.

For policy clients

Real subject matter depth

The work sits in the areas where digital markets, regulation, and competition analysis intersect.

For verification

Author record connected

SSRN and ORCID make the authorship trail easier to verify.